Credit Services

Credit Services

As a Sales Agent for Equifax Credit Services, Memphis Consumer Credit Association serves over 5,000 customers in Tennessee, Mississippi, Arkansas, and Missouri.

MCCA’s management and sales team brings over 375 years of industry experience to its customers. Working in concert with Equifax product specialists, MCCA delivers effective solutions, knowledgeable consultation and personal service.

Equifax empowers businesses and consumers with information they can trust. A global leader in information solutions, Equifax leverages one of the largest sources of consumer and commercial data, along with advanced analytics and proprietary technology, to create customized insights that enrich both the performance of businesses and the lives of consumers.

Customers have trusted Equifax for over 100 years to deliver innovative solutions with the highest integrity and reliability. Businesses — large and small — rely on Equifax for consumer and business credit intelligence, portfolio management, fraud detection, decisioning technology, marketing tools, and much more.

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Mortgage Solutions

Memphis Consumer Credit Association is a Sales and Production Agent for Equifax Mortgage Solutions. The only production Agent for Equifax, MCCA adheres strictly to Equifax production standards both in quality and service. Let our experienced staff demonstrate to you what a difference our performance can make to your loan officers.

In addition to credit reporting, we provide the Equifax marketing and analytical services you need to target and close the right customers and compete successfully in your market. In addition, by taking advantage of Equifax’s new Settlement Services offering, we can significantly reduce your application-to-close loan cycle — with a higher level of quality.

Contact our sales staff today and let us demonstrate how we can assist in:

  • Efficiently originating mortgage loans through:
    • Current, reliable consumer credit data - in single, dual and tri-merge formats
    • Industry leading customer service and turn-around metrics
    • "Plug-n-play" integration to leading LOS, AUS and POS systems
    • Front-line defense to help protect against fraudulent transactions
  • Closing loans faster by:
    • Reducing first mortgage loan cycle time to 5 business days
    • Improving quality in each step of the process, from appraisals to titles to closing
    • Save time and money by leveraging the buying power of an established national supplier network
  • Reaching the right prospects faster by utilizing:
    • The largest and most current data pool in the industry
    • Comprehensive, multi-sourced data elements
    • The highest hit rates in the industry
  • Enhancing your target marketing and portfolio management through:
    • Superior portfolio due diligence tools
    • Custom and ready-to-use risk scoring models
    • Mortgage credit attributes designed for internal analytics and data warehousing
    • Online economic forecasting
    • Mortgage-specific, event-based predictive models to identify consumers who are actively in the market

Equifax is an industry leader in delivering a comprehensive suite of end-to-end mortgage services that enable consistent, profitable growth. Equifax delivers a complete solution to the industry’s needs – whether it is a single product or a bundled set of products including direct marketing, credit provision, loan origination, fraud prevention, settlement services, portfolio management, security analytics and/or customer retention.

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For more info on any of our Credit Services:

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