About Memphis Consumer Credit Association

MCCA is a non-profit association representing a wide range of companies involved in consumer transactions of all types.

Memphis Consumer Credit Association, Inc. is a 60 year old merchant-owned & operated consumer credit reporting agency. In 2003, MCCA became the largest Sales Agent, representing Equifax Credit Services in four states, Tennessee, Mississippi, Arkansas, and Missouri. In addition, MCCA is also a Sales and Production Agent for Equifax Mortgage Solutions, providing mortgage credit reports for mortgage bankers and brokers in approximately 14 states.

MCCA is proud to be a partner and Sales Agent for Equifax. For over 100 years, businesses have relied on Equifax for consumer and business credit intelligence, portfolio management, fraud detection, decisioning technology, marketing tools, and much more.

Today, Memphis Consumer Credit Association is positioned as an Association of and for the credit granting community. MCCA provides value-added products, services, and benefits to credit grantors across all industry types; enabling them to successfully grow and manage their unique businesses. Our Association is robust and diverse assisting its members to successfully compete in their marketplace.

Memphis Consumer Credit Association is headquartered in Memphis, Tennessee and is actively managed by a member board of directors that currently encompass banks, mortgage lenders, credit unions, consumer finance companies, and furniture dealers.